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Estate Conservation Avoiding taxes Averting probate Transfer on Death Deeds Power of attorneys and wills Charitable giving Life insurance with accelerated death and illness benefits with no fees

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Retirement Planning (this appears when the user clicks on the Retirement photo) Maximizing Social Security benefits Tax reduction Growing retirement accounts with no fees Annuity riders offering income and wellness benefits Calculating Required Minimum Distributions (RMDs)

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Financial Management• Wealth management• Education planning• Building retirement• No fees• Guaranteed income-type savings and investments


I have had the pleasure of working with people employed by both state and Raleigh county board of education who are nearing retirement. As many of you know, there are options that you must elect when you decide to retire. Those options include a single life income, a joint and 100% survivor benefit, a joint, […]

Top Money Tips for the Ladies

At one time, all financial decisions were left to the man of the house. Women are no longer relegated to the kitchen while the men talk finances with the banker or broker. In fact, most women are encouraged to join in the conversation and add to the conversation of any financial plans.  Women need to […]

10 Questions To Ask a Financial Advisor

Questions to Ask a Financial Advisor Financial advisors are trained to help people with personal finance and can be extremely helpful, particularly when you are dealing with suddenly managing larger sums of money or need to do tax planning to conserve as much money as possible for yourself or your heirs. Many people find that […]

5 Tips on Deciding Whether to Buy Long-Term Care Insurance

Deciding Whether to Buy Long Term Care Insurance Insurance is a huge industry in the United States, and in many ways it benefits the lives of millions by providing security over potential risk. Home insurance, car insurance, and even holiday insurance is taken almost as a given, but when it comes to long term care […]

10 Tax Benefits for the Self-Employed

There are numerous tax benefits for small business owners. While it is true that being self-employed results in the taking of various risks and assortment of costs that are not normally incurred when working as an employee, this endeavor has the potential to be exceedingly rewarding. This is especially true if you are able to […]

Protect Your Family with Life Insurance

Life insurance is a productive means of protecting your family and ensuring financial security for your loved ones. Each person’s financial protection needs are unique, but the factors that you must consider are not considered to be unique. If you were to die at this moment, what would your dependents need and have available to […]

How Much Life Insurance Do You Need?

It can be difficult to decide how much life insurance to purchase. The answer to this question varies greatly by the person’s situation, debt and responsibilities.  You want enough to cover all the necessities and allow your family to live comfortably, but you don’t want to get too much and pay for unnecessary coverage. Get […]