The day will come when you are unable, or unwilling, to work. Yet how do you make sure you spend your golden years enjoying yourself instead of barely “getting by”? These days social security and corporate pensions seem to always find themselves on the chopping block. The solution is intelligent personal retirement planning. Effective retirement planning is as simple as having a plan professionally created for you and sticking to it.
We specialize in providing comprehensive retirement planning solutions personalized for your unique situation and lifestyle. These solutions integrate all aspects of your financial picture into a complete, coordinated plan that gives you peace of mind and clarity on your financial situation. The retirement planning strategies that we use are not only effective yet proven for achieving your retirement and legacy goals.
How does the process work? To make it easier for you, take look at some of the solutions we have for you:
Just imagine a complete plan, where all your financial, estate, and tax planning needs are addressed in a customized binder. This is your comprehensive retirement plan. Our coordinated approach ensures your plan is developed using an all-inclusive view, with your own goals at its heart. We know from talking with our clients that the majority of financial services professionals focus on selling individual products. We disagree with this approach because experience teaches that your needs are best met by focusing on designing a comprehensive plan, it’s processes, and most importantly…you.
When you are thinking about your retirement, here are some important questions to consider:
Situation: Susan J. was 55 years old and planning to retire in 5 – 7 years and was concerned about having enough money to retire and maintain her current lifestyle.
Challenge: She had some money that she’d been putting away in an IRA and a 401k yet it wasn’t enough to support her through the rest of her life in retirement.
Solution: First, we identified what her projected retirement years were. Then we reallocated her investments to minimize her risk, maximize her returns and keep her assets secure. Next, we utilized a strategy to reduce her taxes on what she would owe. Finally, we designed a plan to MAXIMIZE her social security benefits by deferring them for a few years longer, so that she could maximize her monthly income.
Outcome: She had more money available yearly as well as enough to sustain her through her retirement.
Want to know more about how we can help you plan for a comfortable retirement? Call now for your FREE ‘Retire Happy’ Consultation – (304) 250-0250
